Features that work
for you
Every Flexa feature is designed to make your payments smarter, faster, and more rewarding.
Smart Routing
We pick the best card. You just pay.
Every time you make a payment, Flexa analyzes all your connected cards in real-time and automatically selects the one that gives you the most value.
Best Rewards
Automatically uses the card with highest cashback or points
Lowest Fees
Avoids foreign transaction fees and high-cost cards
Smart Balance
Considers available credit and prevents declined transactions
SAR 1,500
Purchase amount
Card A
Available: SAR 900
Card B
Available: SAR 2,000
Split Payment
Not enough balance? Flexa has you covered.
When a single card doesn't have enough balance, Flexa automatically splits the transaction across multiple cards.
How it works:
- Transaction amount exceeds single card limit
- Flexa calculates optimal split
- Charges multiple cards automatically
- Payment completes without failure
Flexa control
Post-payment control
Made a payment but realized you should have used a different card? No problem. Change which card was charged directly from the Flexa app.
Moved to: Card B
Moved to: Card A
Change anytime within 30 days
Maximize Rewards
Realized you missed a bonus? Move the transaction to the right card
Manage Cash Flow
Shift payments between cards to optimize your billing cycle
Fix Mistakes
Wrong card charged? Switch it instantly from the app
Card Aggregation
Connect unlimited cards and let Flexa manage them all
Supported Cards
- Credit cards (Visa, Mastercard)
- Debit cards
- Prepaid cards
- International cards
Smart Management
- Real-time balance tracking
- Automatic selection
- Manual override option
- Unified transaction history
All your cards. One smart experience.
Tokenization
Your card data is never stored. We use secure tokens instead.
Add Card
You add your card to Flexa
Tokenize
Card number replaced with secure token
Secure
Original card data discarded